:root{--blue:#173b66;--blue2:#0f2a49;--gold:#c89b3c;--bg:#f6f8fb;--text:#1f2937;--white:#fff;--shadow:0 18px 45px rgba(15,42,73,.12);--radius:18px}*{box-sizing:border-box}body{margin:0;font-family:Arial,Helvetica,sans-serif;background:var(--bg);color:var(--text);line-height:1.6}.container{width:min(1120px,92%);margin-inline:auto}.site-header{background:linear-gradient(135deg,var(--blue2),var(--blue));color:var(--white);position:sticky;top:0;z-index:10;box-shadow:0 6px 20px rgba(0,0,0,.12)}.header-inner{display:flex;align-items:center;justify-content:space-between;gap:24px;padding:18px 0}.brand{font-size:1.2rem;font-weight:700;color:var(--white);text-decoration:none}.nav{display:flex;gap:14px;flex-wrap:wrap}.nav a{color:var(--white);text-decoration:none;padding:8px 10px;border-radius:999px;opacity:.92}.nav a:hover{background:rgba(255,255,255,.14);opacity:1}.hero{background:linear-gradient(135deg,#173b66,#23609c);color:var(--white);padding:72px 0}.hero-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:32px;align-items:center}.eyebrow{color:var(--gold);font-weight:700;letter-spacing:.08em;text-transform:uppercase;font-size:.82rem;margin:0 0 10px}.hero h1,.page-title h1{font-size:clamp(2.2rem,5vw,4rem);line-height:1.05;margin:0 0 18px}.lead{font-size:1.25rem;max-width:680px;color:rgba(255,255,255,.88)}.actions{display:flex;gap:14px;flex-wrap:wrap;margin-top:28px}.button{display:inline-block;background:var(--gold);color:#111827;text-decoration:none;font-weight:700;padding:12px 18px;border-radius:999px}.button.secondary{background:rgba(255,255,255,.12);color:var(--white);border:1px solid rgba(255,255,255,.35)}.hero-card,.card{background:var(--white);color:var(--text);border-radius:var(--radius);box-shadow:var(--shadow);padding:28px}.hero-card h2,.card h2{margin-top:0;color:var(--blue2)}.check-list{list-style:none;padding:0;margin:0}.check-list li{padding:10px 0 10px 32px;position:relative;border-bottom:1px solid #edf0f4}.check-list li:last-child{border-bottom:0}.check-list li:before{content:'✓';position:absolute;left:0;color:var(--gold);font-weight:700}.section{padding:56px 0}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.page-title{background:linear-gradient(135deg,var(--blue2),var(--blue));color:var(--white);padding:54px 0 40px}.narrow{max-width:850px}.help-text{color:#667085;margin-bottom:18px}.contact-img{display:block;max-width:100%;height:auto;border-radius:18px;border:1px solid #d8e2ef;background:#fff}.site-footer{background:#0d2036;color:#dbe7f5;padding:28px 0}.footer-inner{display:flex;justify-content:space-between;gap:24px;flex-wrap:wrap}@media (max-width:780px){.header-inner{align-items:flex-start;flex-direction:column}.hero-grid,.cards{grid-template-columns:1fr}.hero{padding:50px 0}.nav{gap:8px}.nav a{padding-left:0}.hero-card,.card{padding:22px}}